Financing shouldn’t be scary—it should be easy, transparent, and even exciting!
Financing a vehicle at Wayne Subaru is a simple, stress-free experience designed to make you feel confident and informed every step of the way. Our friendly finance team works with a variety of trusted lenders to secure competitive rates, and we take the time to explain all your options in plain language-no confusing jargon, no pressure. Whether you're buying or leasing, new to credit or experienced, we'll walk you through the process and tailor a plan that fits your needs and budget. At Wayne Subaru, we believe financing shouldn't be scary-it should be easy, transparent, and even exciting.
Benefits of Financing
Financing a vehicle offers several benefits that can make car ownership more accessible and manageable for a wide range of buyers. First and foremost, it allows you to spread the cost of the vehicle over time through monthly payments, which can be easier on your budget than paying the full amount upfront. This can give you access to newer, more reliable models with advanced safety and tech features that might otherwise be out of reach. Financing can also help you build or improve your credit score when payments are made on time. Additionally, we often offer promotional interest rates or special incentives for financing through our preferred lenders, potentially saving you money. Lastly, you often have flexible term options so you can choose a payment plan that aligns with your financial goals.
Benefits of Leasing
Wayne Subaru's leasing promotions make it easier than ever to drive the Subaru you've been dreaming about-without the long-term commitment of ownership. With low monthly payments, flexible lease terms, and little or no money down on select models, our lease offers are designed to fit your lifestyle and budget. You'll enjoy the benefits of driving a brand-new Subaru that's covered under warranty, equipped with the latest safety and technology features, and ready for any adventure. Plus, when your lease is up, you have options: upgrade to a newer model, purchase your current vehicle, or simply return it. At Wayne Subaru, leasing isn't just affordable-it's a smart, worry-free way to stay on the road in style.
Subaru Certified Pre-Owned (CPO) Financing
At Wayne Subaru, financing a Certified Pre-Owned (CPO) Subaru offers the perfect blend of quality, value, and peace of mind. Our CPO vehicles undergo a rigorous 152-point inspection and come with factory-backed 7-year/100,000-mile powertrain coverage, so you can buy with total confidence. When you finance a CPO Subaru through Wayne Subaru, you'll benefit from competitive interest rates, flexible terms, and access to special financing offers available exclusively for certified vehicles. It's a smart way to get a like-new Subaru-equipped with advanced safety and reliability-at a more affordable price. Plus, our finance experts are here to help you every step of the way, ensuring the process is smooth, transparent, and tailored to your budget.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 36-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Wayne Subaru
600 Route 23 North
Pompton Plains, NJ 07444
- Sales: 973-835-4700
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